Pockets
The first finance app built around intention

Every dollar
has a job.

Stop wondering how much money you have.
Start knowing exactly what it's for.

Join the Waitlist See how it works

No new account. No new card. Just your money, working harder.

Pockets app dashboard
The problem

Your bank balance lies.

Seeing one big number doesn't tell you anything useful. It feels like money you have — but most of it is already spoken for.

Checking balance
$0
…but how much is actually yours to spend?
Rent
Food
Bills
Free
One balance, dozens of jobs — hiding inside a single number.
How much is rent?
How much for groceries?
What can I actually spend today?

Your money has one balance, but dozens of jobs.
Pockets fixes that.

How it works

Three steps. No spreadsheets.

1 Money comes in
Assign your paycheck to pockets

Assign each dollar to a pocket — Rent, Groceries, Van Fund — based on your priorities.

2 Nothing changes
Spend on your existing card

Keep using your normal debit card. Nothing new to learn, and no new account or card to carry.

3 It comes from a pocket
Every purchase comes from a pocket

Like spending cash from an envelope. Pockets learns your habits and can assign purchases for you.

The magic moment

Every purchase comes
from a pocket.

Swipe your card like normal. Pockets draws it straight from the right pocket — like spending cash from an envelope.

Publix
Card swipe · just now
−$48.00
$
Groceries −$48
$312
$264
Drawn from Groceries — no mental math, no surprises.

You always know what's left in each pocket — before you spend, not after.

What's different

Budgeting, flipped on its head.

Most apps
  • Track expenses
  • Categorize purchases
  • Show reports
  • Tell you what happened
Pockets
  • Gives money jobs
  • Lets purchases come from goals
  • Shows purpose
  • Helps you decide before spending
Try it

You just got paid $1,000.

Give every dollar a job. Tap + to fund each pocket.

You got paid · Acme Payroll Today
$1,000.00
$0 assigned $1,000 left
Fund your pockets
Rent DUE APR 14
$0
Groceries
$0
Van Fund · goal
$0
$1,000 still waiting for a job ·
Why it feels different

Not just an app. A new relationship with your money.

Every dollar has a purpose

Vague intentions become clear, funded priorities.

Stop asking "can I afford this?"

Start asking "which pocket should this come from?"

Stop doing math in your head.

Know exactly what you can afford in each category. No more mental math at the register.

Your goals stop competing.

Your vacation isn't stealing from rent anymore.

Automate the tedious

Pockets learns your spending and can assign expenses for you — even the payday math.

No new accounts. No new card.

Assign your dollars once, then get on with your life. Pockets handles the rest.

Why we built it
I opened my bank account one day and saw $3,000. For a second, I felt rich. Then I remembered: rent. Groceries. That trip I was saving for. Suddenly, $3,000 wasn't $3,000 at all. Most of it was already spoken for — I just hadn't bothered to write it down. That's when it hit me: my money didn't need better tracking. It needed purpose. I wanted to choose what each dollar would do, ahead of time. So I built Pockets: the app that asks you to give every dollar a job first — then helps you stick to the plan. That's why Pockets exists.
D
Dylan Byars
Founder, Pockets
Read: the psychology of envelope budgeting
D

Built by one obsessive UX designer who got tired of pretending one bank balance told the whole story.

Ready to give every
dollar a job?

Join the waitlist to be first in line for the beta — and help shape the app.

Join the Waitlist
We'll text you the download link as soon as you're in.

Questions?

Do I need to open a new bank account?+

Nope. Pockets works on top of your existing accounts and cards. There's nothing new to open, carry, or transfer.

How is this different from other budgeting apps?+

Most apps track where your money went. Pockets asks you to decide where it's going — first. It's intention, not accounting. You assign every dollar a job before you spend it.

Do I have to categorize every purchase myself?+

Only if you want to. Pockets learns your spending and can assign purchases to the right pocket for you — you stay in control, without the busywork.

When can I use it?+

Pockets is in private beta. Join the waitlist and we'll text you a download link as soon as your spot opens up.

Pockets

Every dollar has a job. The first finance app built around intention.

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